Financial Freedom for Global Movers

Creating a bank for people who cross the borders

MAJORITY app screens: an international bank transfer with a guaranteed rate and no fees, beside a screen for finding a nearby cash deposit location

Values, Desires & Perceptions

Relocating to a new country is a major life change, often driven by the hope of new opportunities but accompanied by its own challenges. Movers choose to relocate for various reasons and with different motivations. Sometimes, things don't turn out to be the way they were expected to be and there are often little surprises along the road. I talked to more than 30 migrants in the U.S. with different backgrounds to build empathy with this brave, bold, and open-minded group of people. Every time we talked to people we learned something new. This inspired us to build a product that can potentially assist migrants in accomplishing their dreams.

Research board with quotes from a migrant persona alongside the values of Control, Convenience, and Cost saving

The Complexity Challenge

With all the regulations in place and, on top of that, the need for security and accuracy, fintech products offer a level of complexity that makes designing for them an interesting challenge. We started with M.V.P. wireframe mapping. This approach helped the team make early and high-level decisions before moving into defining the details and starting production.

Full user flow map of the MAJORITY app spanning Onboarding, Login, Money, Account, Wallet, Topup, Call, and Local sections

Designing a Conversation

To help users learn and manage their finances the experience needs to have clear and distinct communication. We wanted users to be able to make decisions with confidence. Providing the user with the right amount of information, being explicit, and forgiving them for making mistakes were some of the principles followed to create the MAJORITY experience.

Four MAJORITY app screens walking through a top-up: choosing a beneficiary, confirming their account and bank details with each field editable, confirming the delivery address for the card on a map, and confirming identity details

The Soft Touches

As much as practical and serious finance is, the design is not only there to serve functional needs. At the end of the day users are humans and have feelings. This led me and my team to think of touch points, language, visuals, and motion that could enlighten the user. Here are some sample animations I created for MAJORITY.

Liveliness for Clarity Purposes

Clarity and security are the key values addressed in the design of MAJORITY. To accomplish those values we decided to implement motions and transitions that make the experience not only smoother but easier to comprehend. Multiple animations were crafted and implemented in the app to help users feel supported.

MAJORITY

is the first financial membership built by migrants, for migrants. It includes a MAJORITY account, Visa® Debit Card, money transfers, international calls, and more. MAJORITY's mission is to give migrants the tools to thrive in a new country. Learn more from MAJORITY.

The MAJORITY Visa debit card design alongside a grid of member photos

What I Did

I joined MAJORITY in the early days as a founding designer, working directly with the CEO and the founding team to define the product. I designed and delivered the first version end to end, and later helped build out the design team.

Team

Hanyong Xiao

Vinh Kha

Carl Hampus Öhman

Martin Rääk

Emeric Martin

Yimin Peng

and the rest of the MAJORITY team

Brand and identity: Bold Scandinavia